Experience the Benefits of the Canadian Dental Care Plan Near You
For many Canadians, the decision to visit a dentist has been driven more by financial capacity than by medical necessity.
High out-of-pocket costs for essential treatments like cleanings, fillings, or dentures have often forced individuals to choose between their oral health and other vital expenses. Unfortunately, delaying dental care can lead to worsening pain, systemic health issues, and more expensive emergency procedures down the road. The Canadian Dental Care Plan (CDCP) was established to break this cycle. By providing a structured support system for those without private insurance, the federal government aims to make oral health care a standard part of Canadian life. If you have been searching for a Canadian dental care plan near you, understanding how this program works is the first step toward a healthier future.
What is the Canadian Dental Care Plan (CDCP)?
The CDCP is a federally funded program designed to reduce financial barriers to oral health care for Canadian residents. It is not intended to replace existing private insurance but to act as a safety net for the millions of Canadians who lack coverage.
As of 2026, the plan has successfully expanded to include all eligible age groups. Whether you are a young adult just starting your career or a senior looking to maintain your quality of life, the CDCP provides a pathway to essential dental services that protect and preserve your natural teeth.
Who is Eligible for Coverage?
To maintain the plan’s focus on those without existing support, Service Canada has established four primary eligibility pillars. You may qualify for the Canadian Dental Care Plan in Bridlewood if you meet the following:
- Residency – You must be a Canadian resident for tax purposes.
- Tax Compliance – You must have filed your income tax return for the previous year.
- No Private Insurance – You do not have access to dental insurance through an employer, a pension plan, or a private group plan.
- Financial Threshold – Your adjusted family net income is less than $90,000 per year.
Fast Facts
- It takes about 3 months for Service Canada to approve candidates for the program, so we recommend applying as soon as you can.
- This is a government program meant to ease financial barriers and assist Canadians with their dental expenses.
- The level of coverage you receive is based on the adjusted net income of your family. See below for a more detailed breakdown:
| Family Income (Annual) | CDCP Coverage (%) |
| <$70,000 | 100 |
| $70,000 – $79,999 | 60 |
| $80,000 – $89,999 | 40 |
| >$90,000 | 0 |
*Note: The level of coverage is based on CDCP fees. You will be required to make the CDCP co-payment as well as any portion of usual standard fees that are not covered by the CDCP.
How EverSmile Dental Can Help with the CDCP
Navigating a federal program can be overwhelming. At EverSmile Dental, we act as your partner to ensure you get the most out of your benefits. Here is how we assist our patients:
- Direct Billing: We bill Sun Life directly. You only pay your portion at the time of the appointment.
- Managing Pre-authorisations: For services like crowns or dentures, we handle the entire approval process with Sun Life.
- Transparent Estimates: We provide a full breakdown of what the CDCP covers and any potential out-of-pocket costs before we begin.
If you are a resident looking for a CDCP provider, our clinic is fully equipped to assist you.
Finding a Canadian dental care plan near you should be the start of a long-term relationship with your oral health, and we are committed to making that journey as simple as possible.
Take the Next Step for Your Oral Health
Your dental health is an investment in your quality of life. Don’t let financial uncertainty prevent you from achieving the smile you deserve. Whether you are a new or existing patient, we are here to help you maximize your benefits under the Canadian Dental Care Plan.
Ready to start? Call EverSmile Dental today to schedule your consultation and learn how the Canadian dental care plan in Bridlewood can work for you!
